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Most of us have actually unforeseen costs. However for the numerous of us who will be living paycheck to paycheck, those unforeseen costs are difficult — if not impossible — to manage.

This week, U.S. Bancorp established an option that is new offer its customers an easy method out of this type of bind: Simple Loan, which allows the bank’s checking account clients borrow between $100 and $1,000.

The first of the small-dollar credit choice by a big bank could represent a significant difference in banking institutions getting back in a company they backed away from years back. For customers, another solution could be meant by it for their cash-flow plights.